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Assisted Sale · Across Scotland

Been offered too little for a property that needs work? There's a better route.

An assisted sale lets us fund and manage the refurb of your property upfront, sell it for its true market value, and split the uplift equally with you. When the property needs work, it can net you more than a typical cash offer — with nothing to pay upfront.

PRS MemberScotland-wideNo upfront feesYou're in control throughout
The problem

You've probably already heard this from a cash buyer:

"Look, it needs a lot of work. The roof, the kitchen, the bathroom, the rewire. I can offer you £85,000 — take it or leave it."

You know the property's worth more. With a proper refurb it could sell for £140,000 or £150,000. But you don't have £30,000 sitting around. You don't have time to project-manage trades. You can't get a refurb mortgage because the property isn't habitable. And the longer it sits empty, the more it costs you in council tax, insurance, and stress.

So the cash offer starts to feel like the only option — even though it leaves £40,000 to £60,000 on the table that should be yours.

An assisted sale is the alternative most cash buyers don't tell you about — because they make less money when you take it.

How it works

An assisted sale, step by step.

No technical jargon. No surprises. A clear, transparent process you stay in control of throughout.

You agree to the assisted sale

We jointly value the property two ways: "as-is" today and "after refurb" market value. We agree the refurb budget and timeline, and the uplift is split equally between you and us. Everything's in writing before any work starts.

We fund and project-manage the refurb

We pay for the work upfront. We organise the trades — plumbers, electricians, joiners, decorators we already use. We get building warrants, certifications, the Home Report. You don't lift a finger.

The property sells at market value

Once refurbished, we sell — on the open market via Rightmove and Zoopla, or off-market to our investor database if speed matters. Either way, we aim for full market value.

Costs come off the top, uplift is split

From the final sale price: your agreed "as-is" price, the refurb costs we paid, and selling fees are deducted. What's left is the uplift — split equally between you and us.

You get paid

You receive your agreed "as-is" price plus your share of the uplift — and you didn't touch a paintbrush.

The numbers

A worked example — how the numbers stack up.

2-bed ex-council mid-terrace, G42 postcode. Inherited after bereavement. Family had been offered £85,000 cash and were close to accepting.

Cash offer route

Cash offer received£85,000
Legal fees, costs£0 (covered by us in this example)
Family received£85,000

Assisted sale route (how the numbers work)

Refurbished sale price£147,500
Less: agreed "as-is" price to family−£85,000
Less: refurb costs (kitchen, bathroom, rewire, decorate)−£28,000
Less: selling fees, Home Report, legals−£6,500
Uplift to split£28,000
Family's share (50%)£14,000
Clyde Housebuyers' share (50%)£14,000
Family received in total£99,000

£14,000 more than the cash offer — without spending a penny or lifting a finger.

Illustrative example for educational purposes — not a real client or completed sale. Every property is different — your numbers will vary depending on condition, location, and refurb scope. We'll model your specific property before you commit to anything.

Is an assisted sale right for you?

It's a great fit for some properties and the wrong fit for others. We'll tell you straight.

Likely a good fit if…

  • Your property needs cosmetic or moderate work (£10k–£50k of refurb)
  • It's in an area where refurbished value clearly justifies the spend
  • You can wait 8–16 weeks for completion
  • You've been offered a cash price that feels too low
  • You don't have the cash, time, or appetite to refurb it yourself
  • You want a fairer share of the property's true value

Probably not the right fit if…

  • You need cash in your account within 4 weeks
  • The property is already in good condition (no uplift available)
  • The location has limited resale demand even after refurb
  • You'd rather have certainty over the higher figure
  • You're facing repossession in weeks (speed matters more)

If any of these apply, our cash purchase route is probably the better fit. We'll tell you which makes more sense.

Your protection

How your agreement protects you.

The number-one question we hear: "How do I know you won't run up the refurb costs and leave me with nothing?" Fair question. Here's what the written agreement sets out.

1

Your minimum payout is set in writing

Before any work starts, we sign a formal written agreement (drafted by Scottish solicitors and secured by a standard security registered against the property) that sets your agreed "as-is" price as your minimum payout, on the terms of that agreement.

2

The refurb budget is capped

We agree a maximum refurb spend before work begins. Under the agreement, cost overruns come out of our share of the uplift, not yours.

3

Independent legal representation

You use your own Scottish solicitor — not one we suggest. They review every document, hold the title until completion, release funds to you.

4

Full transparency on costs and sale

You see every invoice. You see the final sale price. You see the conveyancing statement showing exactly how the uplift was calculated. Nothing behind closed doors.

5

A backstop if it doesn't sell

Your agreement can include a backstop: if the refurbished property doesn't sell within an agreed window, we buy it from you at the agreed "as-is" price. We'll set out the exact terms before you sign.

Three routes compared, side by side.

No route is universally best. Here's how to think about which suits your property.

Cash saleAssisted saleEstate agent
What you receiveBelow market value — depends on your timelineCloser to full market valueFull market value (if it sells)
TimelineTypically 14–28 daysTypically 8–16 weeks3–9 months (no guarantee)
Property conditionMost conditionsNeeds work to unlock upliftMust be marketable as-is
You pay for refurbNoNo — we fund itYes — out of pocket
You pay feesNone to usNothing upfront1–3% agent + legal
CertaintyBinding once missives concludeMinimum payout set in writingNo guarantee
Viewings, hassleNoneNone — we handle itMany — ongoing disruption
Common questions

Questions sellers ask us about assisted sale.

Who actually owns the property during the refurb?

You do. The title doesn't transfer to us until the final sale completes. We work on the property under a formal written agreement drafted by Scottish solicitors — secured by a standard security registered against the property — that gives us the right to manage the refurb and sell on your behalf, and to recover our refurb costs from the sale proceeds. But you remain the legal owner throughout.

How is the uplift split?

Equally — 50/50 between you and us. The refurb costs, the Home Report and selling fees come off the sale price first. We model the numbers transparently before you commit, and you can walk away if they don't suit you.

What happens if the refurb costs more than expected?

The refurb budget is capped at the figure we agree before work starts. Under the agreement, overruns from unexpected issues — dry rot, structural problems, failed inspections — come out of our share of the uplift, not yours, and your minimum payout is unchanged.

What if the refurbished property sells for less than expected?

You still receive your full agreed "as-is" price. The uplift just ends up smaller — and your share of a smaller uplift is smaller too. Your minimum payout is the agreed "as-is" price set in your written agreement.

Can I still live in the property during the refurb?

Usually not — most assisted-sale properties are empty or being inherited. If you're still living there, we'd typically suggest a cash purchase instead, since refurbing around an occupied home rarely works well.

How long does the whole process take?

From signing to money in your account, typically 8–16 weeks. Roughly: 2 weeks for legals and planning, 4–10 weeks for refurb depending on scope, then 2–4 weeks to sell and complete.

Do I need a Home Report?

Yes. We arrange the Home Report for the post-refurb sale and pay for it upfront. Like the refurb costs, it comes out of the sale price before the uplift is split — you never pay for it out of your pocket.

What happens if I change my mind partway through?

You can walk away before work starts at no cost. Once the refurb is underway, we'd need to recover our costs from you if you want to keep the property — that's standard. We don't lock people in, but we do need to protect ourselves once we've spent money on your property.

How is this different from a property developer just buying my house?

A developer pays you the "as-is" price and keeps 100% of the uplift. With an assisted sale, you keep a share of the uplift on top of the "as-is" price. You're effectively partnering with us on the project rather than selling to us cheap.

Is an assisted sale taxed differently?

Your share is treated the same as any property sale. If it's not your main residence, Capital Gains Tax may apply. We're not tax advisors — a quick conversation with an accountant is worth having. For most inherited properties sold within a reasonable timeframe, the tax treatment is straightforward.

Want to know what your property could be worth with an assisted sale?

Free valuation, free modelling, free advice on whether it's the right route. No pressure, no obligation, no fees from us.

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